Apply for a Car Loan

Use our online form

NADA Guides

Find the value of New and Used Vehicles

Proof of Auto Insurance

Submit proof of Auto Insurance

New Car Variable Loan Rates

Rate (APR)Term
As low as 6.0%Up to 48 months
As low as 6.0%Up to 66 months
As low as 6.0%Up to 72 months
As low as 6.5% (95% of MSRP)Up to 84 months

Rates reflect 0.5% discount for automatic payments. Loan must be less than 110% of NADA retail value. Rates are subject to change. Please contact the credit union to verify rates (865) 582-2700

Used Car Variable Loan Rates

YearRate (APR)Term
2021 – 2025As low as 7.0%Up to 84 months
2021 – 2025As low as 6.5%Up to 72 months
2017 – 2020As low as 6.5%Up to 60 months
2013 – 2016As low as 7.0%Up to 48 months
2007 – 2012As low as 7.0%Up to 42 months
2006 and olderAs low as 13.0%Up to 36 months

Rates reflect 0.5% discount for automatic payments. Loan must be less than 110% of NADA retail value. Rates are subject to change. Please contact the credit union to verify rates (865) 582-2700