Why Credit Unions are unique

Credit unions are unique in the world of financial institutions, in that we become “members” of a credit union instead of “customers” of a bank or finance company. Membership requires a regular share account to be created when a member joins the credit union. This account can be thought of as a savings account at a bank. That is, it’s normally used as a long term savings account that is not frequently accessed. Member must maintain a minimum balance in the primary shares (savings) account of $250.00.

Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. Our dividend rate is very competitive with (and often surpassing) 6 and 12 month insured CDs at area institutions without the requirement to wait on a maturity date to make a withdrawal.

Check Reorder

Just click on the Reorder Checks button to get started. If you get a message "Unable to locate ABA/Account Number" it simply means you have not reordered checks since we changed vendors in early 2015 and will need to submit a check reorder form.

Savings Account

Savings Accounts

  • Dividend earning
  • No recurring monthly fees
  • No maintenance fees
  • No transaction fees
  • No dormancy or inactivity fees
  • ATM card issued
  • No surcharge at Easy Street ATM locations

Dividend Rates (APY)

Third Quarter 2018

(July - September)

457 earned 2.50 %

IRA earned 0.90 %

Shares over $25,000 earned 0.90 %

Shares from $5,000 to $25,000 earned 0.60 %

Shares under $5,000 earned 0.20 %


Second Quarter 2018

(April - June)

457 earned 2.500 %

IRA earned 0.800 %

Shares over $50,000 earned 0.800 %

Shares from $5,000 to $50,000 earned 0.600 %

Shares under $5,000 earned 0.200 %

More information on our Dividend Rates is available.

Share Draft Checking Acounts

Share Draft
(Checking Accounts)

  • World's Best Checking Account
  • Dividend earning
  • No recurring monthly fees
  • No per check charges
  • No maintenance fees
  • No transaction fees
  • No dormancy or inactivity fees
  • ATM or VISA Debit card issued
  • No surcharge at Easy Street ATM locations

IRA

IRA

  • Traditional
  • Roth
  • Educational
  • Simplified Employee Pension (SEP)
  • Earns the premium shares rate on full balance
  • No administration or annual fees
  • Subject to deposit and withdrawal restrictions set by Congress
  • Depositors over 50 can do annual "catch-up" deposits

Christmas Club

Christmas Club

  • Specially designed VISA Debit Card
  • Dividend Earning
  • No Deposit Requirements
  • No withdrawal restrictions
  • Perfect for saving with automated deposits

Deferred Compensation 457 Plan

Deferred Compensation
(457 Plan)

  • Retirement plan for qualifying school system employees
  • Deducted from your paycheck before taxes
  • High yield
  • Federally insured
  • Depositors over 50 can do annual "catch-up" deposits