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NADA Guides

Find the value of New and Used Vehicles

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New Car Loan Rates

Rate (APR)Term
As low as 6.0%Up to 48 months
As low as 6.0% variable*Up to 66 months
As low as 6.0% variable*Up to 72 months
As low as 6.5% (95% of MSRP) variable*Up to 84 months

Rates reflect 0.5% discount for automatic payments. Loan must be 110% or less of NADA retail value. Rates are subject to change. Please contact the credit union to verify rates (865) 582-2700

Used Car Loan Rates

YearRate (APR)Term
2019 – 2023As low as 7.0% variable*Up to 84 months
2019 – 2023As low as 6.5% variable*Up to 72 months
2015 – 2018As low as 6.5% variable*Up to 60 months
2011 – 2014As low as 7.0%Up to 48 months
2005 – 2010As low as 7.0%Up to 42 months
2004 and olderAs low as 13.0%Up to 36 months

Rates reflect 0.5% discount for automatic payments. Loan must be 110% or less of NADA retail value. Rates are subject to change. Please contact the credit union to verify rates (865) 582-2700