Used Car Loan Rates
| Year | Rate (APR) | Term |
| 2019 - 2021 | As low as 4.15% variable* | Up to 72 months |
| 2019 - 2021 | As low as 3.4% variable* | Up to 66 months |
| 2013 - 2018 | As low as 3.4% variable* | Up to 54 months |
| 2009 - 2012 | As low as 4.4% | Up to 48 months |
| 2003 - 2008 | As low as 4.4% | Up to 42 months |
| 2002 and older | As low as 9% | Up to 36 months |
* Rates reflect 0.5% discount for automatic payments.
Loan must be 102% or less of NADA retail value.
Rates are subject to change.
Please contact the credit union to verify rates (865) 582-2700
New Car Loan Rates
| Rate (APR) | Term |
| As low as 2.9% | Up to 48 months |
| As low as 3.4% variable* | Up to 66 months |
| As low as 3.9% variable* | Up to 72 months |
| As low as 3.9% (95% of MSRP) variable* | Up to 78 months |
* Rates reflect 0.5% discount for automatic payments.
Loan must be 102% or less of NADA retail value.
Rates are subject to change.
Please contact the credit union to verify rates (865) 582-2700
Additional Loan Rates
Rates are subject to change.Please contact the credit union to verify rates (865) 582-2700
| Type | Rate (APR) | Term |
| Vacation Loans | As low as 8% | Up to 12 months |
| Christmas Loans | As low as 8% | Up to 12 months |
| Share Secured Loans | As low as 2% variable | Up to 15 years |