Used Car Loan Rates

Year Rate (APR) Term
2019 - 2023 As low as 5.45% variable* Up to 84 months
2019 - 2023 As low as 4.95% variable* Up to 72 months
2015 - 2018 As low as 4.95% variable* Up to 60 months
2011 - 2014 As low as 5.4% Up to 48 months
2005 - 2010 As low as 5.9% Up to 42 months
2004 and older As low as 10.5% Up to 36 months

* Rates reflect 0.5% discount for automatic payments.

Loan must be 110% or less of NADA retail value.

Rates are subject to change.

Please contact the credit union to verify rates (865) 582-2700

New Car Loan Rates

Rate (APR) Term
As low as 4.75% Up to 48 months
As low as 4.95% variable* Up to 66 months
As low as 4.95% variable* Up to 72 months
As low as 5.0% (95% of MSRP) variable* Up to 84 months

* Rates reflect 0.5% discount for automatic payments.

Loan must be 110% or less of NADA retail value.

Rates are subject to change.

Please contact the credit union to verify rates (865) 582-2700