CONSUMER CREDIT INFORMATION RESOURCES
FACT Act – to obtain a free copy of your credit report:
Toll-free Number: 1-877-322-8228 www.annualcreditreport.com
Mailing Address: Annual Credit Report Request Services
P.O. Box 105281
Atlanta, GA 30348-5281
To obtain a regular copy of your credit report:
Equifax 1-800-685-1111 www.equifax.com
www.equifax.com/fcra (free copy if denied credit)
Trans Union 1-800-888-4213 www.transunion.com
Experian 1-888-397-3742 www.experian.com
To dispute information on your credit report:
Equifax 1-866-349-5191 http://www.equifax.com/personal/disputes
Mailing Address: Equifax
PO Box 740256
Atlanta, GA 30374-0256
Trans Union 1-800-888-4213 www.transunion.com
Mailing Address: TransUnion
PO Box 2000
Chester, PA 19016
Experian 1-888-397-3742 www.experian.com
Mailing Address: Experian
PO Box 9701
Allen, TX 75013
Equifax Mortgage Consumers Only – Mortgage Solutions Consumer Affairs:
Equifax 800-333-0037 (option 1)
To report fraud to the credit bureaus*:
Equifax 1-800-525-6285 www.alerts.equifax.com
Trans Union 1-800-680-7289 https://fraud.transunion.com
Experian 1-888-397-3742 www.experian.com/fraud
*Consumer only needs to contact one bureau listed above. That bureau will share
the consumer’s alert request with the other two bureaus.
For more information on FICO Scores: (we use FICO Score 8)
http://www.scoreinfo.org www.myfico.com
Equifax Credit Freezes and Credit Locks:
Equifax Credit Freeze: 866-640-2273 www.freeze.equifax.com
Equifax Credit Lock: 800-203-7843 www.equifaxsecurity2017.com
Experian: 800-203-7843
Trans Union: 800-916-8800
Do Not Call registry
National 1-888-382-1222 www.donotcall.gov
1-866-290-4236 (TTY)