FACT Act – to obtain a free copy of your credit report:

Toll-free Number: 1-877-322-8228
Mailing Address: Annual Credit Report Request Services
P.O. Box 105281
Atlanta, GA 30348-5281

To obtain a regular copy of your credit report:

Equifax 1-800-685-1111 (free copy if denied credit)
Trans Union 1-800-888-4213
Experian 1-888-397-3742

To dispute information on your credit report:

Equifax 1-866-349-5191
Mailing Address: Equifax
PO Box 740256
Atlanta, GA 30374-0256
Trans Union 1-800-888-4213
Mailing Address: TransUnion
PO Box 2000
Chester, PA 19016
Experian 1-888-397-3742
Mailing Address: Experian
PO Box 9701
Allen, TX 75013

Equifax Mortgage Consumers Only – Mortgage Solutions Consumer Affairs:

Equifax 800-333-0037 (option 1)

To report fraud to the credit bureaus*:

Equifax 1-800-525-6285
Trans Union 1-800-680-7289
Experian 1-888-397-3742
*Consumer only needs to contact one bureau listed above. That bureau will share
the consumer’s alert request with the other two bureaus.

For more information on FICO Scores: (we use FICO Score 8)

Equifax Credit Freezes and Credit Locks:

Equifax Credit Freeze: 866-640-2273
Equifax Credit Lock: 800-203-7843
Experian: 800-203-7843
Trans Union: 800-916-8800

Do Not Call registry

National 1-888-382-1222
1-866-290-4236 (TTY)