CONSUMER CREDIT INFORMATION RESOURCES

FACT Act – to obtain a free copy of your credit report:

Toll-free Number: 1-877-322-8228 www.annualcreditreport.com [External Link Disclaimer]
Mailing Address: Annual Credit Report Request Services
P.O. Box 105281
Atlanta, GA 30348-5281

To obtain a regular copy of your credit report:

Equifax 1-800-685-1111 www.equifax.com [External Link Disclaimer]
www.equifax.com/fcra (free copy if denied credit) [External Link Disclaimer]
Trans Union 1-800-888-4213 www.transunion.com [External Link Disclaimer]
Experian 1-888-397-3742 www.experian.com [External Link Disclaimer]

To dispute information on your credit report:

Equifax 1-866-349-5191 http://www.equifax.com/personal/disputes [External Link Disclaimer]
Mailing Address: Equifax
PO Box 740256
Atlanta, GA 30374-0256
Trans Union 1-800-888-4213 www.transunion.com [External Link Disclaimer]
Mailing Address: TransUnion
PO Box 2000
Chester, PA 19016
Experian 1-888-397-3742 www.experian.com [External Link Disclaimer]
Mailing Address: Experian
PO Box 9701
Allen, TX 75013

Equifax Mortgage Consumers Only – Mortgage Solutions Consumer Affairs:

Equifax 800-333-0037 (option 1)

To report fraud to the credit bureaus*:

Equifax 1-800-525-6285 www.equifax.com [External Link Disclaimer]
Trans Union 1-800-680-7289 https://fraud.transunion.com [External Link Disclaimer]
Experian 1-888-397-3742 www.experian.com/fraud [External Link Disclaimer]
*Consumer only needs to contact one bureau listed above. That bureau will share the consumer’s alert request with the other two bureaus. [External Link Disclaimer]

For more information on FICO Scores: (we use FICO Score 8)

http://www.scoreinfo.org www.myfico.com [External Link Disclaimer]

Equifax Credit Freezes and Credit Locks:

Equifax Credit Freeze: 866-640-2273 https://www.equifax.com/personal/products/credit/credit-lock-alert/ [External Link Disclaimer]
Equifax Credit Lock: 800-203-7843 equifax.com/personal/credit-report-services/credit-freeze/ [External Link Disclaimer]
Experian: 800-203-7843
Trans Union: 800-916-8800

Do Not Call registry

National 1-888-382-1222 www.donotcall.gov [External Link Disclaimer]
1-866-290-4236 (TTY)